Many work environments present hazards that can lead to serious injuries, including back injuries and traumatic brain injuries. If you suffer an injury at work, you may be able to collect workers’ compensation benefits or medical insurance to cover your medical costs. However, in order to be eligible for these benefits, there are certain steps you need to take shortly after the injury occurs.
Seek first aid and medical treatment
Except in emergency situations, you should seek medical treatment from a health care provider authorized by your Workers’ Compensation Board. In fact, you may be required to seek treatment from a certain health care provider if your employer is authorized to participate in a Preferred Provider Organization or Alternate Dispute Resolution. If this is the case, your employer is required to notify you in writing of all information related to each of these programs.
Obtain diagnostic tests
If your injuries require diagnostic testing or prescription medication, you may be required to obtain them from a designated diagnostic network or pharmacy. However, if this is required, your employer is required to give you written notice. If your case isn’t disputed, your employer or employer’s insurance carrier will cover the cost of necessary medical services. If the Workers’ Compensation Board disputes the claim, your physician may ask you to sign form A-9. This form provides notice that you are responsible for the cost of your medical treatment.
Failing to inform your employer of the injury within 30 days of the accident can jeopardize your right to collect workers’ compensation benefits. However, in the case of occupational disease, you are required to notify your employer within two years after disablement or within two years after you should have become aware of your condition.
For more information about workers’ compensation benefits in New Jersey, schedule a free consultation with The Law Firm of Walter K. Schreyer . We are a team of New Jersey legal professionals, committed to fighting for your interests.